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Deloittes  Fut 14 coins   Consumer Tracker, a new regular monitor of consumer   confidence and spending habits, has found that one in five households have seen a reduction in income in the last quarter as a result of unemployment, loss of bonuses, reductions in overtime and increased part-time working.

Seven per cent of households have seen someone lose their job in the last quarter, whilst consumers are bearish across a range of indicators with 53% of respondents pessimistic about disposable income, whilst 28% felt negative about their personal debt and 23% about job security

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