Unlocking Success: Navigating the IIBF Exam Journey

[Myonline Prep]

The Indian Institute of Banking & Finance (IIBF) is a distinguished institution recognized for its delivery of distance learning programs tailored to the banking and finance sector. These programs are meticulously crafted to address the specific needs of professionals within the industry, with the primary goal of enhancing their expertise and fostering personal development.

The oversight of IIBF exam is managed by a Governing Council, a body comprising representatives from the banking and finance industry, alongside academic and professional experts. This diverse composition ensures comprehensive management and guidance for the institution.

Through collaborative efforts with both national and international institutes, IIBF conducts examinations that play a pivotal role in propelling the careers of banking professionals, facilitating their upward mobility within the field.

IIBF offers a diverse array of courses, each accompanied by its corresponding examination. Notable among these are the Diploma Courses, encompassing Banking Technology, International Banking & Finance, Treasury Investment & Risk Management, Commodity Derivatives for Bankers, Home Loan Advising, Retail Banking, Advanced Wealth Management, and Urban Co-operative Banking.

Furthermore, the institution administers examinations for Blended Courses, including Bank Trainers, Certified Accounting & Audit Professional, Credit Professional, Compliance Professional, Risk & Financial Services, and Treasury Professional.

IIBF also provides Certification exams, such as Certificate in International Trade Finance, Certificate Examination in MSME, Certificate Examination in Information System Banker, Certificate Examination in AML/KYC, Customer Service & Banking Codes and Standards, Certification in IT Security, Prevention of Cyber Crimes and Fraud Management, among others.

Under its Flagship programs, IIBF conducts exams like JAIIB (Junior Associate of IIBF), CAIIB (Certified Associate of IIBF), CAIIB Elective Subjects as Separate Certificate Examinations, and Diploma in Banking & Finance. These flagship courses serve as benchmarks for professional achievement within the banking and finance sector.

 

CERTIFICATION COURSE OF IIBF

IIBF's certification courses are meticulously crafted to empower finance and banking students, nurturing their expertise in the dynamic field of finance and banking. The institute offers a range of courses designed to elevate candidates' knowledge and skills, preparing them to excel in the finance and banking sector. Here are some noteworthy courses provided by IIBF:

1. "Strategic Management and Innovations in Banking"
2. "Certificate in International Trade Finance"
3. "MSME"
4. "Emerging Technologies"
5. "Certificate Examination in Information System Banker"

These courses, affiliated with esteemed entities such as the Ministry of Commerce, International Chamber of Commerce (through UCPDC), and the Reserve Bank of India, are highly efficient. They play a pivotal role in grooming finance and banking students into adept banking professionals. Enrolling in these courses proves consistently advantageous for candidates due to the wealth of information they provide. Furthermore, IIBF's exam policies cultivate agility in candidates, ensuring their readiness for various examinations.

 

IIBF Exam Registration process

Registration for IIBF (Indian Institute of Banking and Finance) exams involves the following process:

1. Check Eligibility: Ensure you meet the specific eligibility criteria for your chosen exam, as requirements may vary.
2. Create an Account: Sign up on the official IIBF website to initiate the registration process.
3. Select Exam: Choose the specific exam you wish to register for, ensuring it's the correct one.
4. Complete Registration Form: Provide necessary personal and educational details in the registration form.
5. Upload Documents: Depending on the exam, upload required documents such as a passport-sized photo and signature.
6. Pay Fees: Use available payment methods to pay the exam fee, varying based on the exam and candidate category.
7. Receive Confirmation: Upon successful payment, receive confirmation of your registration. Save or print it for your records.
8. Get Admit Card: Before the exam, receive an admit card with details like date, time, and venue. Download and print it; it's essential for the exam day.
9. Prepare for Exam: Utilize IIBF's provided study materials and resources to prepare for the exam.
10. Take the Exam: On the scheduled date, go to the exam center with your admit card and required identification.
11. Check Results: After the exam, IIBF will release results on their website. Log in to your account to view and check your results.

 

iibf application fee

To complete their exam registration, applicants need to submit the IIBF application fee. Candidates planning to take the JAIIB and CAIIB exams administered by IIBF are required to pay the following fees:

• First Attempt: INR 2700 for JAIIB, INR 3000 for CAIIB
• Second Attempt: INR 1300 for both JAIIB and CAIIB
• Third Attempt: INR 1300 for both JAIIB and CAIIB
• Fourth Attempt: INR 1300 for both JAIIB and CAIIB

 

The institute has a tiered fee system for exam registration:

• Regular fee applies to candidates registering in the first week.
• During the second and third weeks, the regular fee plus an extra Rs. 100/- is applicable.
• Registrations in the fourth week will have the regular fee plus an additional Rs. 200/-.
• If registration extends beyond four weeks, the fee for extended days will be the regular fee plus Rs. 200/-.

 

 

 

IIBF EXAM DATES

 

Date	Time Slot	Paper
05th May 2024	8:30 AM, 10:30 AM, 1:30 PM	Indian Economy & Financial System
11th May 2024	8:30 AM, 10:30 AM, 1:30 PM	Principles & Practices of Banking
12th May 2024	8:30 AM, 10:30 AM, 1:30 PM	Accounting & Financial Management of Banking
19th May 2024	8:30 AM, 10:30 AM, 1:30 PM	Retail Banking & Wealth Management

 

eligibility criteria for iibf exam

The eligibility criteria for IIBF certifications vary based on the specific course you're interested in. Let's break it down in simpler terms:

1. Professional Banker (PB) Qualification:
   • You need to have at least a graduation degree in any discipline from a recognized university to enroll in this course.
2. IIBF Certificate Course in International Trade Finance (CITF):
   • To enroll in CITF, you should have at least passed the 10+2 examination or an equivalent qualification.
3. IIBF Certification Course for CBCP:
   • If you're looking to enroll in the CBCP certification course, you must have a minimum educational qualification of graduation in any discipline from a recognized university.
4. Additional Requirements:
   • Some courses might also require relevant work experience in the banking and finance industry.

iibf exam login

To access your IIBF exam account, follow these simple steps:

1. Visit the Official Website:
   • Go to the official IIBF website at https://www.myonlineprep.com/exam/jaiib

.

1. Find the Login Page:
   • Look for the “Login” or “Sign In” option on the IIBF website. You can usually find it at the top right corner of the homepage.
2. Enter Your Credentials:
   • Click on the “Login” or “Sign In” link, and it will take you to a login page. Here, enter your login details, typically your username or membership number, and your password.
3. Security Check (Captcha):
   • Some websites use a security captcha to ensure you're not a bot. Complete the captcha if it appears.
4. Click “Login”:
   • After entering your credentials, click the “Login” or “Submit” button.
5. Access Your Account:
   • Once you successfully log in, you'll gain access to your IIBF account. Here, you can manage your profile, register for exams, check your exam results, and find other relevant information.

 

IIBF Exam Pattern

The Indian Institute of Banking and Finance conducts the IIBF exams exclusively in Online mode. Candidates aiming for both the JAIIB and CAIIB exams need to attempt three papers in each examination.

JAIIB Exam Pattern

JAIIB Exam Pattern	Total Questions	Total Marks	Qualifying Marks	Duration
Principles and Practices of Banking	120	100	50	2 hours
Accounting & Finance for Bankers	120	100	50	2 hours
Legal & Regulatory Aspects of banking	120	100	50	2 hours

 

CAIIB Exam Pattern

CAIIB Exam Pattern	Total Questions	Total Marks	Qualifying Marks	Duration
Advanced Bank Management	100	100	50	2 hours
Bank Financial Management	100	100	50	2 hours
CAIIB Elective Paper	100	100	50	2 hours

 

Important Notes:

1. Both JAIIB and CAIIB exams are conducted in bilingual mode, available in both English and Hindi languages.
2. There is no negative marking in these exams. However, candidates must secure the minimum qualifying marks to pass.

 

syllabus

       I.            JAIIB SYLLABUS

The JAIIB syllabus is structured into modules, with each module encompassing numerous topics and subtopics. The comprehensive syllabus for the IIBF JAIIB examination is detailed in the following table for reference.

PAPER- 1(PRINCIPLES & PRACTICE OF BANKING)
Modules	Topics
Module A  Indian Financial System	Indian Financial System – An Overview: Banking Regulation Retail Banking, Wholesale and International Banking Role of Money Markets, Debt Markets & Forex Market  Role and Functions of Capital Markets, SEBI  Mutual Funds & Insurance Companies, Bancassurance & IRDA  Factoring, Forfaiting Services and Off-Balance Sheet items  Risk Management, Basel Accords  CIBIL, Fair Practices Code for Debt Collection, BCSBI  Recent Developments in the Financial System
Module B- Functions of Banks	Banker Customer Relationship  KYC / AML / CFT norms  Bankers’ Special Relationship  Consumer Protection – COPRA, Banking Ombudsman Scheme  Payment and Collection of Cheques and Other Negotiable Instruments  Opening accounts of various types of customers  Ancillary Services  Cash Operations  Principles of lending, Working Capital Assessment and Credit Monitoring Priority Sector Advances  Agricultural Finance  Micro, Small and Medium Enterprises  Government Sponsored Schemes  Self Help Groups  Credit Cards, Home Loans, Personal Loans, Consumer Loans  Documentation  Different Modes of Charging Securities  Types of collaterals and their characteristics  Non Performing Assets  Financial Literacy
Module C- Banking Technology	Essentials of Bank Computerization  Payment Systems and Electronic Banking  Data Communication Network and EFT systems  Role of Technology Upgradation and its impact on Banks  Security Considerations  Overview of IT Act  Preventive Vigilance in Electronic Banking
Module D- Support Services- Marketing of Banking Services/Products	Marketing – An Introduction  Social Marketing / Networking  Consumer Behaviour and Product  Pricing  Distribution  Channel Management  Promotion  Role of Direct Selling Agent / Direct Marketing Agent in a bank  Marketing Information Systems – a longitudinal analysis
PAPER- 2 (ACCOUNTING & FINANCE FOR BANKERS)
Module A – Business Mathematics and Finance	Calculation of Interest and Annuities  Calculation of YTM Debt  Capital Budgeting  Depreciation and its Accounting  Foreign Exchange Arithmetic
Module B – Principles of Book Keeping & Accountancy	Definition, Scope and Accounting Standards  Basic Accountancy Procedures  Maintenance of Cash / Subsidiary Books and Ledger  Bank Reconciliation Statement  Trial Balance, Rectification of Errors and Adjusting & Closing Entries  Capital and Revenue Expenditure Bills of Exchange
Module C- Final Accounts	Balance Sheet Equation Preparation of Final Accounts Ratio Analysis Final Accounts of Banking Companies Company Accounts I & II Accounting in a Computerized Environment
Module D- Banking Operations	Banking Operations & Accounting Functions
PAPER- 3 (LEGAL & REGULATORY ASPECTS OF BANKING)
Module A – Regulations and Compliance	Legal Framework of Regulation of Banks Control over Organization of Banks  Regulation of Banking Business  Returns Inspection, Winding up, Mergers & Acquisitions Public Sector Banks and Co-operative Banks Financial Sector Legislative Reforms Recent Legislative Changes in RBI Act Financial Sector Development Council
Module B – Legal Aspects of Banking Operations	Different Types of Borrowers Types of Credit Facilities Secured and Unsecured Loans, Registration of Firms and Incorporation of Companies. Indemnities Bank Guarantees Letters of Credit Deferred Payment Guarantees  Laws Relating to Bill Finance Various Types of Securities Laws Relating to Securities and Modes of Charging – I  Laws Relating to Securities and Modes of Charging – II  Registration and Satisfaction of Charges Case Laws on Responsibility of Paying Bank  Case Laws on Responsibility of Collecting Bank
Module C – Banking Related Laws	Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act) Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI)  Banking Ombudsmen Scheme Bankers Books Evidence Act, 1891  The Legal Services Authorities Act, 1987  The Consumer Protection Act, 1986 and CERSAI  The Law of Limitation Tax Laws Negotiable Instruments Act, 1881 Payment & Settlements Systems Act, 2007
Module D – Commercial Laws with Reference to Banking Operations	Indian Contract Act, 1872 The Sale of Goods Act, 1930 Indian Partnership Act, 1932 Definition and features of a company  The Companies Act, 1956 (Now Companies Act, 2013) Foreign Exchange Management Act, 1999 Transfer of Property Act, 1882 The Right to Information Act, 2005 Right to Information and Obligation of Public Authorities The Prevention of Money Laundering Act, 2002 Information Technology Act, 2000

 

    II.            CAIIB SYLLABUS

The CAIIB syllabus is structured into modules, with each module encompassing numerous topics and subtopics. The comprehensive syllabus for the IIBF CAIIB examination is detailed in the following table for reference.

Compulsory Paper – I (ADVANCED BANK MANAGEMENT)
Module – A	Economic Analysis The fundamentals of Economics  Indian Economy
Module – B	Business Mathematics
Module – C	HRM in banks
Module – D	Credit Management
Compulsory Paper – 2 (BANK FINANCIAL MANAGEMENT)
Module – A	International Banking
Module – B	Risk Management
Module – C	Treasury Management
Module – D	Balance Sheet Management
Paper- 3 (Elective Papers)
Elective Paper – I (CENTRAL BANKING)
Module – A	Rationale and Functions of Central Bank
Module – B	Central banking in India
Module – C	Monetary Policy and Credit Policy
Module – D	Supervision and Financial Stability
Elective Paper-II (INTERNATIONAL BANKING)
Module – A	International Banking and Finance International Banking International Finance
Module – B	Foreign Exchange Business
Module – C	International Trade Regulations covering international trade Import / Export Finance
Module – D	Derivatives
Elective Paper – III (RURAL BANKING)
Module – A	Rural India Demographic features Characteristics of Rural Society Economic Features Rural infrastructure Agriculture Economy Rural Development Polic Rural Issues
Module – B	Financing Rural Development Regulation of Rural Financial Services Rural Credit Institutions Financing agriculture / allied activities Financing Rural Non-Farm Sector (RNFS) SME Finance
Module – C	Priority Sector Financing and Govt initiatives
Module – D	Problems and prospects in Rural Banking
Elective Paper – IV (FINANCIAL ADVISING)
Module – A	Introduction to Financial Advising
Module – B	Financial Planning
Module – C	Financial Investment Products
Module – D	Taxation
Elective Paper – V (CORPORATE BANKING)
Module – A	Corporate Banking and Finance
Module – B	Investment Banking
Module – C	Project and Infrastructure Finance
Elective Paper – VI (RETAIL BANKING)
Module – A	Introduction
Module – B	Retail Products
Module – C	Marketing / Selling of retail products, MIS and Accounting
Module – D	Other issues related to Retail Banking
Elective Paper – VII (CO-OPERATIVE BANKING)
Module – A	Principles and Laws of co-operative Banking Law and rules relating to Coop Banks
Module – B	Co-operative Banking Operations
Module – C	Technology, Risk management
Module – D	Supervisory and Regulatory aspects
Elective Paper – VIII (HUMAN RESOURCES MANAGEMENT)
Module – A	Human Resources Management
Module – B	Building an HR strategy
Module – C	Motivation, Training and Skill Development
Module – D	Personnel Management and Industrial Relations
Elective Paper – IX (INFORMATION TECHNOLOGY)
Module – A	Introduction to Information Technology
Module – B	Systems and Design
Module – C	Applications in Banking
Module – D	Security, Controls and Guidelines
Elective Paper – X (Treasury Management)
Module – A	An overview
Module – B	Treasury operations
Module – C	Treasury & International Banking
Module – D	Risk Management
Elective Paper – XI (Risk Management)
Module – A	An overview Risk definition / policies Asset Liability Management Risk measurement & Control Risk management
Module – B	Credit Risk Management
Module – C	Operational Risk
Module – D	Market risk
Module – E	Risk Organization and Policy

 

 

IIBF EXAM PASSING CRITTETRIA

Candidates will be deemed to have successfully completed the IIBF exam under the following conditions:

1. Minimum Marks Requirement:
   • Achieving a minimum of 50 marks out of 100 in each subject.
2. Alternative Aggregate Requirement:
   • Attaining at least 45 marks in each subject with an aggregate of 50% marks across all subjects of the examination in a single attempt.
3. Retention of Credits:
   • Candidates may retain credits for the subjects they have passed in an attempt until the expiration of the time limit for passing the examination.
4. Time Limit for Passing:
   • Candidates must clear the examination within a time limit of 2 years, allowing for 4 consecutive attempts.
5. Re-registration After Expiry:
   • Candidates who do not pass the examination within the stipulated two years must re-register themselves.
   • Credits for subjects passed earlier will not be retained in this case.
6. Commencement of Time Limit:
   • The 2-year time limit commences from the date of application for the first attempt.
7. Attempt Count:
   • Attempts will be counted irrespective of whether a candidate appears for any examination or not.